References to Additional Portfolio Research by Craig L. Israelsen

Additional Publications by Craig L. Israelsen

	Israelsen, C. L. (2008) "The Frontier From Different Views," Journal of Indexes, July/August.
	Surz, R. and Israelsen, C. L. (2008) "Evaluating Target Date Lifecycle Funds," Journal of Performance Measurement, Winter 2007/2008, Volume 12, No. 2, pp. 62-70.
	Israelsen, C. L. (2008). "Pure Target Indexes," Asia Financial Planning Journal, January, Vol. 9. No 2, 68-72.
	Israelsen, C. L. (2007). "The Benefits of Low Correlation," Journal of Indexes, November/December, Vol. 10. No. 6, 18-26.
	Blanchett, D. M. and Israelsen, Craig L. (2007). "Spotlighting Common Methodological Biases in Active vs. Passive Studies," Journal of Financial Planning, November, Vol. 20, No. 11, 64-72.
	Israelsen, C. L. (2007). "Variance Among Indexes," Journal of Indexes, May, 26-32.
	Israelsen, C. L. (2007). "The Impact of Asset Allocation on Portfolio Recovery: Quantifying the Value of Low Correlation," Asia Financial Planning Journal, January, Vol. 8, No. 2, 29-38.
	Israelsen, C. L. and Cogswell, G. (2007). "The Error of Tracking Error," Journal of Asset Management, (U.K.), Vol. 7, No. 6, 419-424.
	Gudmunson, C., Beutler, I., Israelsen, C., McCoy, K, and Hill, J. (2007). "Linking Financial Strain to Marital Instability: Examining the Roles of Emotional Distress and Marital Interaction," Journal of Family and Economic Issues, 28, 357-376.
	Israelsen, C. L. (2006). "The Sum Should Be More Important Than the Parts: Comparing Active vs. Passive Investing at the Portfolio Level," Journal of Indexes, November/December, 42-46.
	Israelsen, C. L. (2006) "Things Are Not Always What They Seem," Journal of Indexes, March/April, Vol. 8, No. 2, 18-24.
	Israelsen, C. L. and Hatch, S. (2005). "Proactive Research: Where Art Thou?" Financial Counseling and Planning, December, Vol. 16 (2), 91-96. Review paper.
	Israelsen, C. L. and Sybrowsky, J. (2005). "A Brave New World: Exchange Traded Funds Face Off Against Index Funds," Journal of Indexes, July/August, Vol. 7, No. 4, 26-31.
	Israelsen, C. L. (2005). "A Refinement to the Sharpe Ratio and Information Ratio," Journal of Asset Management, (U.K.) April, Vol. 5, 6, 423-427.
	Clarke, M. C.; Heaton, M.B.; Israelsen, C.L.; and Eggett, D. (2005). "The Acquisition of Family Financial Roles and Responsibilities," Family and Consumer Sciences Research Journal, 33, 4, June, 321-340.
	Israelsen, C. L. (2005). "Variance Among U.S. Equity Indexes," Journal of Financial Planning, June, 18, 6, 62- 69.
	Israelsen, C. L. (2005). "Of Stocks, Indexes, and Funds – Is What You See Really What You Get?", Journal of Indexes, January/February, Vol. 7, No. 1, 38-40.
	Israelsen, C. L. (1998). "Characteristics of Winning Mutual Funds," Journal of Financial Planning, April, 1998.
	Jang, Y. G. and Israelsen, C. L. (1994). "Assessing Family Interaction and Parental Roles Through Pictures," Family Perspective, 28, (1): 1-13.
	Israelsen, C. L. and Beutler, I. F. (1994). "Examining the Impact of Consumer Debt on Parent-Child Interaction," Journal of Consumer Studies and Home Economics, (18):17-30.
	Israelsen, C. L. and Beutler, I. F. (1991). "The Value of Past Performance Data: The Case of Mutual Funds," Financial Counseling and Planning, (2): 123-129.
	Israelsen, C. L. and Beutler, I. F. (1991). "Information Search in the Mutual Fund Market," Journal of Consumer Studies and Home Economics, (15): 177-188.
	Israelsen, C. L. (1990). "Family Resource Management Research: 1930-1990," Financial Counseling and Planning, (1): 3-39.
	Israelsen, C. L. (1989). "Family Resource Management," Family Perspective, 23, (4): 311-331.
	Israelsen, C. L. (2008) "Spice It Up," Financial Planning, June.
	Israelsen, C. L. (2008) Mega Protection, Financial Planning, May.
	Israelsen, C. L. (2008) Seeking Stability, Financial Planning, April.
	Israelsen, C. L. (2008) "Pure Target Indexes: Better Benchmarks for Target Date Funds," www.IndexUniverse.com, January.
	Israeslen, C. L. (2008) "A Better Mousetrap: Pure Target Indexes Deliver Simple Sophistication to Investors," Financial Advisor, February.
	Israelsen, C. L. (2008) "Winners By Default," Financial Planning, February.
	Israelsen, C. L. (2008) "Stay Low," Financial Planning, January.
	Israelsen, C. L. (2007) "Proposition Three," Financial Planning, November.
	Israelsen, C. L. (2007) "Smoothing the Path," Financial Planning, October.
	Israelsen, C. L. (2007) "Missing the Target?" Financial Planning, September.
	Israelsen, C. L. (2007) "Quasi-Commodities?" Financial Planning, July.
	Israelsen, C. L. (2007) "MIPY Rides Again," Financial Planning, June.
	Israelsen, C. L. (2007) "Send in the Clones?" Financial Planning, April.
	Israelsen, C. L. (2007) "Tales of the Tape," Financial Planning, March.
	Israelsen, C. L. (2007) "The Math of Recovery," Financial Planning, February.
	Israelsen, C. L. (2007) "Really Real Returns," Financial Planning, January.
	Israelsen, C. L. (2006) "Economies of Scale?" Financial Planning, December.
	Israelsen, C. L. (2006) "Alpha Goes Abroad," Financial Planning, November.
	Israelsen, C. L. and E. Hansen (2006), "The REIT Stuff?" Financial Planning, October.
	Israelsen, C. L. (2006) "Alpha Up and Down," Financial Planning, September.
	Israelsen, C. L. (2006) "Alpha in the Box," Financial Planning, August.
	Israelsen, C. L. and K. Walker (2006) "Right on Target?" Financial Planning, July.
	Israelsen, C. L. (2006) "Equal, But Better," Financial Planning, June.
	Israelsen, C. L. and K. Walker (2006) "Evening the Odds," Financial Planning, May.
	Israelsen, C. L. and P. McDonough (2006) "Max Your Mipy," Financial Planning, April.
	Israelsen, C. L. (2006), "Hidden Measures," Financial Planning, March.
	Israelsen, C. L. (2006) "The Wages of Sin," Financial Planning, February.
	Israelsen, C. L. (2006) "Think Inside the Box," Financial Planning, January.
	Israelsen, C. L. (2005) "Keeping it in Perspective," Financial Planning, December.
	Israelsen, C. L. (2005) "Ways of Means Committee," Financial Planning, November.
	Israelsen, C. L. (2005) "Making the Grade," Financial Planning, October.
	Israelsen, C. L. (2005) "Don't Box Me In," Financial Planning, September.
	Israelsen, C. L. and E. Lindsley (2005), "Minimum-ism, Financial Planning, August.
	Israelsen, C. L. and P. McDonough (2005) "Bet Your BIPY," Financial Planning, July.
	Israelsen, C. L. (2005) "Three's Not a Crowd," Financial Planning, June.
	Israelsen, C. L. and P. McDonough (2005) "Gaming the System," Financial Planning, May.
	Israelsen, C. L. (2005) "The Virtues of Consistency," Financial Planning, April.
	Israelsen, C. L. (2005) "Benchmark Checkup," Financial Advisor, March.
	Israelsen, C. L. and A. Clement (2005) "Of Stocks and Funds," Financial Planning, March.
	Israelsen, C. L. and E. Farr (2005) "Now You See It," Financial Planning, February.
	Israelsen, C. L. and K. Sechler (2005) "Survival of the Fittest," Financial Planning, January.
	Israelsen, C. L. (2004) "Survival = Timing," Financial Planning, December.
	Israelsen, C. L. (2004) "The Middle Child," Financial Planning, November.
	Israelsen, C. L. (2004) "Survival Test," Financial Planning, October.
	Israelsen, C. L. (2004) "Looking for the Mean," Financial Planning, September.
	Israelsen, C. L. (2004) "Actively Passive Again," Financial Planning, August.
	Israelsen, C. L. (2004) "Thumbs Up," Financial Planning, July.
	Israelsen, C. L. and E. Park (2004) "The Chase is On," Financial Planning, June.
	Israelsen, C. L. (2004) "The IR Repair Kit," Financial Planning, May.
	Israelsen, C. L. (2004) "In the Eye of the Evaluator," Financial Planning, April.
	Israelsen, C. L. (2004) "Rocking and Rolling," Financial Planning, March.
	Israelsen, C. L. (2004) "Activity Level II," Financial Planning, February.
	Israelsen, C. L. and T. J. Dohogne (2004) "Activity Level," Financial Planning, January.
	Israelsen, C. L. and D. Kruse (2003) "Style Drift (Still) Happens," Financial Planning, December.
	Israelsen, C. L. (2003) "The Fund Funnel," Financial Planning, November.
	Israelsen, C. L. (2003) "Relatively Speaking," Financial Planning, October.
	Israelsen, C. L. (2003) "Actively Passive?" Financial Planning, September.
	Israelsen, C. L. (2003) "The Tech Wreck," Financial Planning, August.
	Israelsen, C. L. (2003) "Benchmark Bingo," Financial Planning, July.
	Israelsen, C. L. (2003) "Is There Value in Growth?" Financial Planning, June.
	Israelsen, C. L. (2003) "Loaded Down," Financial Planning, May.
	Israelsen, C. L. (2003) "Wind Shift or Sea Change?" Financial Planning, April.
	Israelsen, C. L. (2003) "Cost Factors," Financial Planning, March.
	Israelsen, C. L. (2003) "Sharpening the Sharpe Ratio," Financial Planning, January.
	Israelsen, C. L. (2002) "The Third Way," Financial Planning, December.
	Israelsen, C. L. and J. Sturiale (2002) "They Shoot, They SCR," Financial Planning, November.
	Israelsen, C. L. (2002) "Dissecting the Decline," Financial Planning, October.
	Israelsen, C. L. (2002) "It's in the Stars," Financial Planning, September.
	Israelsen, C. L. (2002) "Made From Concentrate," Financial Planning, August.
	Israelsen, C. L. (2002) "A Winner Every Time," Financial Planning, July.
	Israelsen, C. L. (2002) "Starry Eyed," Financial Planning, June.
	Israelsen, C. L. (2002) "Are Two Heads Better?" Financial Planning, May.
	Israelsen, C. L. (2002) "Rebalance of Power," Financial Planning, April.
	Israelsen, C. L. (2002) "Obscured by an Index," Financial Planning, March.
	Israelsen, C. L. (2002) "Best in Show," Financial Planning, February.
	Israelsen, C.L. (2002) "Reconcilable Differences," Financial Planning, January.
	Israelsen, C.L. (2001) "Relative Concerns," Financial Planning, December.
	Israelsen, C.L. (2001) "After Math," Financial Planning, November.
	Israelsen, C.L. (2001) "Sharpe and to the Point," Financial Planning, October.
	Israelsen, C.L. (2001) "The Alpha Advantage," Financial Planning, September.
	Israelsen, C.L. (2001) "No Pain, No Gains," Financial Planning, August.
	Israelsen, C.L. (2001) "Safety in Numbers," Financial Planning, July.
	Israelsen, C.L. (2001) "Rebalancing Acts," Financial Planning, June.
	Israelsen, C. L. (2001) "The Great Migration," Financial Planning, May.
	Israelsen, C. L. (2001) "A Few Bad Apples," Financial Planning, April.
	Israelsen, C. L. (2001) "Looking Beyond the Indexes," Financial Planning. March.
	Israelsen, C. L. (2001) "Benchmark Bias?" Financial Planning, February.
	Israelsen, C. L. (2001) "Alpha Beta Soup," Financial Planning, January.
	Israelsen, C. L. (2000) "Efficiency Experts," Financial Planning, December.
	Israelsen, C. L. (2000) "Turn, Turn, Turn," Financial Planning. November.
	Israelsen, C. L. (2000) "Ready for Star Treatment," Financial Planning, October.
	Israelsen, C. L. (2000) "When Less is More," Financial Planning, September.
	Israelsen, C. L. (2000) "Seeing the Blind Spot," Financial Planning, August.
	Israelsen, C. L. (2000) "On the Wrong Track," Financial Planning, July.
	Israelsen, C. L. (2000) "The Tech Effect," Financial Planning, June.
	Israelsen, C. L. (2000) "At The Mercy of the Manager," Financial Planning, May.
	Israelsen, C.L. (2000) "Distorted Reflections," Financial Planning, April.
	Israelsen, C.L. (2000) "Outrageous Fortunes," Financial Planning, March.
	Israelsen, C. L. (2000) "Pick Funds, Not Stocks," n Wall Street, March.
	Israelsen, C.L. (2000) "Concentration Game," Financial Planning, February.
	Israelsen, C.L. (2000) "Bear Necessities," Financial Planning, January.
	Israelsen, C. L. (1999) "We Are Not The World," Financial Planning, December.
	Israelsen, C.L. (1999) "Drift Happens," Financial Planning, November.
	Israelsen, C.L. (1999) "That Closed-End Feeling," Financial Planning, October.
	Israelsen, C.L. (1999) "Reality Check," Financial Planning, September.
	Israelsen, C.L. (1999) "Should We Bail on Bonds?" Financial Planning, September.
	Israelsen, C.L. (1999) "Guided By the Stars," Financial Planning, August.
	Israelsen, C.L. and D. L. Sharpe (1999) "Social Butterflies," Financial Planning, July.
	Israelsen, C. L. (1999) "Indexed for Elation," Financial Planning, June.
	Israelsen, C. L. (1999) "Full Loads, Empty Promises," Financial Planning, May.
	Israelsen, C. L. (1999) "Why Size Matters," Financial Planning, April.
	Israelsen, C. L. (1999) "Reasons to Be Institutionalized," Financial Planning, March.
	Israelsen, C. L. (1999) "Lump Sums Take Their Lumps," Financial Planning, January.
	Israelsen, C. L. and B. G. Andrews (1998) "The Rich Get Richer," Financial Planning, December.
	Israelsen, C. L. (1998) "What Price Glory?" Financial Planning, November.
	Israelsen, C. L. (1998) "Low Turnover, High Return," Financial Planning, September.
	Israelsen, C. L. (1998) "Higher Returns on Far Horizons," Financial Planning, June.
	Israelsen, C. L. (1998) "Index Funds: Fair Weather Friends?" Financial Planning, April.
	Israelsen, C. L. (1997) "Style Equals Substance," Financial Planning, May.
	Israelsen, C. L. (1996) "Systematic Withdrawal: A Mutual Fund Torture Test," Financial Planning, July.
	Israelsen, C. L. (1996) "Dollar Cost Averaging: When Does It Work Best?" Financial Planning, January.
	"Building the Perfect Portfolio," www.horsesmouth.com, June 30, 2008.
	"Tame Volatility with Volatility," www.horsesmouth.com, June 2, 2008.
	"Quantifying the Value Premium," www.horsesmouth.com, April 28, 2008.
	"Take the Edge Off With TIPS," www.horsesmouth.com, April 14, 2008.
	"What's in Your Index?" www.horsesmouth.com, March 31, 2008.
	"The Hidden Bear Market of 2007," www.horsesmouth.com, March 17, 2008.
	"Buyer Beware: The Impact of Expense Ratios on Index Funds," www.horsesmouth.com, March 3, 2008.
	"Choosing Between a Balanced and Target-Date Fund," www.horsesmouth.com, February 25, 2008.
	"Comparing Market Cap vs. Fundamental Indexing," www.horsesmouth.com, February 11, 2008.
	"Build a Retirement Portfolio That Lasts," www.horsesmouth.com, December 3, 2007.
	"How to Benchmark Target Date Performance," www.horsesmouth.com, November 5, 2007.
	"World Allocation vs. Target Date Funds: A Better One-Stop Solution?" www.horsesmouth.com, October 8, 2007.
	"28 Retirements: An Analysis of Portfolio Durability," www.horsesmouth.com, September 10, 2007.
	"What Diversifies Large Blend," www.horsesmouth.com, August 13, 2007.
	"How Stable is the Value Premium," www.horsesmouth.com, June 25, 2007.
	"Reduce Volatility via Diversification and Time," www.horsesmouth.com, June 18, 2007.
	"How Market Losses Affect Retirement Portfolios," www.horsesmouth.com, May 7, 2007.
	"Investigating Target-Date Funds' Asset Allocation," www.horsesmouth.com, April 16, 2007.
	"The Enduring Pesistence of the Value Premium," www.horsesmouth.com, April 9, 2007.
	"The Trouble With Benchmarks," www.horsesmouth.com, March 26, 2007.
	"Build a Quasi-Commodities Package With 3 Sector Funds," www.horsesmouth.com, March 12, 2007.
	"Your Mutual Fund Portfolios Aren't as Diversified as You Think," www.horsesmouth.com, March 12, 2007.
	"The Math of Gains and Losses," www.horsesmouth.com, October 16, 2006.
	"Comparing Active vs. Passive Investing at the Portfolio Level," www.horsesmouth.com, October 2, 2006.
	"The True Cost of Volatility's Wild Ride," www.horsesmouth.com, August 28, 2006.
	"Style Box Investing: A Little More Complicated Than Tic-Tac-Toe," www.horsesmouth.com, July 24, 2006.
	"How Correlations Change," www.horsesmouth.com, March 6, 2006.
	"Are Your Portfolios Diversified or Redundant?" www.horsesmouth.com, December 5, 2005.
	"Proof That Value Almost Always Beats Growth," www.horsesmouth.com, September 12, 2005.
	"Calculating "Real" Returns," www.horsesmouth.com, April 5, 2005.
	"Benchmarking Your Benchmarks," www.horsesmouth.com, September 13, 2004.
	"Better Portfolio Design: The Key to the Core," www.horsesmouth.com, February 24, 2004.
	"Using Correlations to Construct Indexed Portfolios," www.horsesmouth.com, September 17, 2003.
	"Account Management: Should You Change Your Style?" www.horsesmouth.com, August 27, 2003.
	"The Problems with Equity Indexes," www.horsesmouth.com, July 3, 2003.
	"Protecting Clients Nest Eggs: Stocks of Funds?" www.horsesmouth.com, June 24, 2003.